Life Insurance Calculator – SPF Retirement Calculator

Age, Income, and Assumptions

Current age (if applicable) (1 to 85)

Current annual income ($)

Spouse's annual income (if applicable)' ($)

Spouse's current age (if applicable) (0 to 85)

Spouse's desired retirement age (if applicable) (0 to 65)

Investment return (-12% to 8%)

Anticipated inflation rate (0% to 10%)

Immediate Cash Needs

Funeral expenses ($)

Final expenses ($)

Mortgage balance ($)

Other debts ($)

Desired annual income needs

(Typically 70-80% of current combined income) ($)

Number of years income is needed (1 to 70)

College needs ($)

Available Resources

Investment assets ($)

Existing life insurance ($)

Include social security benefits?

Age of oldest child under 18 (0 to 18)

Age of second child under 18 (0 to 18)

Age of third child under 18 (0 to 18)

Age of fourth child under 18 (0 to 18)

Non-deposit investment products and services are offered through Sorrento Pacific Financial, LLC (“Sorrento Pacific”) (“SPF”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through Sorrento Pacific: are not FDIC or otherwise federally insured, are not a deposit or guarantee of the bank, and may involve investment risk including possible loss of principal. Investment Representatives are registered through Sorrento Pacific. The bank has contracted with Sorrento Pacific to make non-deposit investment products and services available to bank clients. Atria Wealth Solutions, Inc. (“Atria”) is not a broker-dealer or Registered Investment Advisor and does not provide investment advice. CFS is a subsidiary of Atria. Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
SPF representatives do not provide tax or legal guidance. For such guidance, please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.

IMPORTANT: The projections and calculations generated by this calculator regarding the likelihood of investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Your results may vary with each use and over time.